Complete Protection for TLC, Black Car & Limousine Drivers.
Whether you drive an Uber, Lyft, yellow cab, black car, or luxury limousine — Dora Brokerage Inc. finds you the right TLC-compliant coverage at the best possible price. From affordable rideshare policies to $1 Million luxury chauffeur protection, we’ve got every NYC driver covered.
TLC Insurance Coverages Built for NYC Drivers.
Below are the most important coverages required — and recommended — for all TLC and for-hire vehicle drivers in New York City.
Required by TLC — Up to $1 Million for Black Car & Limo Drivers
This is the most critical coverage for TLC compliance. It protects you if you cause injury or property damage while transporting passengers.
Covers:
Coverage Limits:
Protects your own vehicle from damage — essential for both standard TLC cars and high-end luxury vehicles
Covers:
Great for vehicles like:
Cadillac Escalade · Lincoln Navigator · GMC Yukon · BMW 7 Series · Mercedes S-Class · Audi A8 · Toyota Camry Hybrid · Standard TLC Sedans
Deductibles available from $1,000 – $5,000
Required under New York State No-Fault Law
Covers medical expenses for you and your passengers — regardless of who caused the accident.
Includes:
Critical for NYC city driving — more common than you think
If another driver has no insurance or not enough, this protects you and your passengers from being left with nothing.
Covers:
For Black Car, Limo & Chauffeur Services
Extra protection specifically designed for professional luxury transport operators who work with corporate clients, events & VIP passengers.
Covers:
Often required by corporate accounts, event companies & VIP clients
Optional — For Base Operators & Fleet Owners
For businesses that rent vehicles, allow employees to drive personal cars for work, or use subcontracted drivers.
Protects:
If you operate a TLC dispatch base or fleet platform, contingent liability protects your business from claims related to drivers operating under your base number.
Ideal for:
We offer insurance solutions across multiple states, with a team dedicated to guiding you through every step of the process. From choosing the right coverage to ensuring compliance with state regulations, our experts provide personalized support for individuals, businesses, and TLC drivers—making insurance simple, fast, and stress-free.
We understand that every client’s insurance needs are unique. That’s why we provide personalized service tailored to your specific situation—whether you're an individual, business owner, or TLC driver. Our team takes the time to understand your goals and recommend the right coverage, ensuring you receive dedicated support and solutions that truly fit.
We partner with top-rated insurance carriers to bring you the best coverage at highly competitive rates. Whether you need personal, commercial, or TLC insurance, we help you find the right policy without breaking your budget. Our strong industry relationships ensure reliable protection and excellent value—so you get peace of mind at the right price.
Fast. Simple. Affordable. Everything you need to stay protected and TLC-compliant — all in one call.
