The Right Coverage for Your Personal Vehicle — at the Right Price
At Dora Brokerage Inc., we shop multiple top-rated carriers to find you the most affordable personal auto insurance in New York. Whether you drive daily, seasonally, or occasionally — we find the policy that fits your life and your budget.
Personal Auto Coverages That Protect You on Every Road
Here’s everything your personal auto policy can include — we customize it based on your needs and budget.
If you cause an accident, liability coverage pays for the other party’s injuries and property damage — and keeps you legally protected.
Covers:
New York State minimum: $25,000 / $50,000 bodily injury · $10,000 property damage
Protects your own vehicle from damage — essential for both standard TLC cars and high-end luxury vehicles
Covers:
Great for vehicles like:
Cadillac Escalade · Lincoln Navigator · GMC Yukon · BMW 7 Series · Mercedes S-Class · Audi A8 · Toyota Camry Hybrid · Standard TLC Sedans
Deductibles available from $1,000 – $5,000
Pays for damage to your own vehicle after a crash
Covers repair or replacement of your car after a collision — whether it’s your fault or not.
Covers:
Deductibles typically $500 – $2,000
Protection against non-collision events
Covers damage to your vehicle from causes other than a collision — things completely out of your control.
Covers:
Covers medical expenses for you and your passengers after an accident — regardless of who is at fault.
Includes:
New York State minimum PIP: $50,000 per person
Protection when the other driver can’t pay
If you’re hit by a driver who has no insurance — or not enough — this coverage steps in so you’re never left paying out of pocket.
Covers:
Extra medical protection on top of PIP
An optional add-on that covers additional medical expenses for you and your passengers after an accident — beyond what PIP covers.
Covers:
We offer insurance solutions across multiple states, with a team dedicated to guiding you through every step of the process. From choosing the right coverage to ensuring compliance with state regulations, our experts provide personalized support for individuals, businesses, and TLC drivers—making insurance simple, fast, and stress-free.
We understand that every client’s insurance needs are unique. That’s why we provide personalized service tailored to your specific situation—whether you're an individual, business owner, or TLC driver. Our team takes the time to understand your goals and recommend the right coverage, ensuring you receive dedicated support and solutions that truly fit.
We partner with top-rated insurance carriers to bring you the best coverage at highly competitive rates. Whether you need personal, commercial, or TLC insurance, we help you find the right policy without breaking your budget. Our strong industry relationships ensure reliable protection and excellent value—so you get peace of mind at the right price.
Fast. Simple. Affordable. Everything you need to stay protected and TLC-compliant — all in one call.
